Homes by Email

Be the first to see new listings as soon as they hit the market!


Heather Skender-Newton, REALTOR, Broker
skendernewtongroup@gmail.com​
Lic.#272220

Skender-Newton Realty
License #263185
931-261-9001

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For Home Buyers

RAVE BUYER & SELLER REVIEW!!!

Wilson,_2010 (1).jpg

Heather, Thanks again for everything you have done for us.  You were much more than our agent during the time we were selling and buying a new home.  We were thrilled to be able to spend our first Christmas in our dream house.  I could not have asked for more from you.  You were always professional, and we always felt as though we were a priority.  We are so thankful for your dedication and mostly for your friendship!  - The Wilson's  

 

Buying a Cookeville, Sparta, Gainesboro or Livingston area home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we can provide lisitng updates through email.  We pride ourselves on repeat business and hope you'll come to understand why.

As Your Agent, We Will:

  • Assure that you see all the properties that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
  • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

  • Check your credit rating.  Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
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